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Why The Cloud May Transform the Way You Bank

The cloud is a buzzword that’s used often and often misunderstood. Even if you aren’t sure what it is, you probably rely on it more than you realize. Online applications like Dropbox, Google Drive, and iCloud use cloud technology to send, receive, and store your documents instantly over the Internet. While familiar apps on your phone or work computer, they only represent a small portion of the cloud’s full abilities. The cloud has applications in the financial world, using its fast and easy data transfer to automate and simplify financial services.

Traditional data storage limits reactive services

In the past, the typical bank branch stored data using old-fashioned department silos that couldn’t share information across systems. That meant updating systems and sharing information between branches took time and the concentration of the IT employees tasked with merging this data.These legacy systems were the best technology at their disposal before the cloud, but by now, they’re out-dated.

The cloud offers a faster alternative to data sharing. It moves storage away from a singular device or department to a network of servers connected by the Internet. These networks, also known as server farms, gives tellers, financial advisors, and customers instant access to data at any time.

The cloud has opened the door for FinTech alternatives

One of the many benefits of the cloud is its price point. Compared to legacy systems that require expensive onsite servers, the cloud is an affordable addition to even the smallest enterprise. While legacy systems may have been too expensive to build and maintain for a small startup, the cloud is relatively inexpensive. It doesn’t need the same upfront investment in the beginning, and its maintenance can be financed over monthly payments. It also doesn’t need physical space to operate, as the cloud relies on remote server farms. This has given rise to a new wave of startups providing online (or branch-free) financials servicesthat challenge conventional products and services offered by a typical retail bank.

What are these FinTech alternatives?

Name a traditional financial service and there’s at least one FinTech company offering an online version of it. Even basic, daily banking tasks have FinTech alternatives in mobile banks and online lenders. A mobile bank like Simple doesn’t have a branch, but they do have online services that can process customers’ requests at any time—day or night. An online lender like MoneyKey may not have a physical location, but they too have a digital platform that processes online loans at every stage of the borrowing experience.

Since they can cut overhead costs, like the branch and onsite storage maintenance, these FinTech alternatives can alter their services to create a faster, more convenient experience. A mobile bank provides no-fee checking accounts with no minimum account balances. An online lender facilitates fast payday loans online with uncomplicated applications and repayment methods.

Regardless of the financial service, customers of FinTech can check in on their accounts wherever they have Wi-Fi, making it easier to maintain these accounts for those who live far away from a branch and for those who suffer from mobility issues.

FinTech companies are gaining ground

While traditional banks are making the move to the cloud as well, their size makes the transition harder to implement quickly. Smaller FinTech companies don’t face the same obstacles. Thanks to the cloud, they can adapt to fluctuating market needs faster than their traditional competition and offer familiar financial services on a digital platform.

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Tech

These Tips Make Improving Your Note 8 Easy

In the tech world, rumors make up most of the news surrounding a new release, and the buzz around the Galaxy Note 9 is no different. The latest leak reveals a little more about Samsung’s upcoming flagship. The Korea Herald, a reliable source of info on local suppliers, suggests the world can expect the Note 9 much earlier than previously thought. It’s set to arrive this summer, with some experts believing it will drop as early as July.

If you remember the Note 8 debuted in September of 2017, that’s two whole months ahead of its yearly Note launch. Though an accelerated release schedule is exciting for fans eager to see what the Note 9 will deliver, it promises to fast-track your upgrade cycle. For those of you pinching pennies and still coming up short, don’t worry! You can skip the Note 9 without feeling left out when you follow these simple steps.

Revamp its looks

Be honest—part of the excitement you feel about a new phone is how perfect it looks straight out of the box. New to the world, it’s completely devoid of scratches, dents, and even gross fingerprint smudges. It looks and feels great in your hands, totally untouched by wear and tear.

Though your Note 8 may not look its best now, you can reclaim its good looks with a Galaxy wrap or skin. These accessories camouflage cosmetic damages while enhancing the device’s natural grip. It’s scratch-free, grime resistant grip means you’re less likely to drop your phone mid-selfie. Just make sure you shop from a company like dbrand. With over 1 million followers on Twitter, they’ve developed a reputation for their tailor-made skins. The phone skins from dbrand are made-to-measure and fit each device down to the micro-millimeter. That means you don’t have to worry about gaps or overlaps when you use the best skin Galaxy Note 8s have available.

Available in matte colors or premium textures like black camo and marble, you can choose a protective skin that not only hides your smartphone’s scratches but also displays a unique design at the same time.

Improve your battery

The Herald hints the Note 9 will come with a gigantic battery upgrade. Most believe this feature will be the most noteworthy improvement on the 8. However, considering the 8 was released on the heels of the 7, a phone known for its exploding battery, that would be easy to do. Rumors suggest the 9 will have a 4000mAh battery compared to the 8’s modest 3300 mAh battery.

Whether you have the Note 8 or another Galaxy, you can fix its battery life problems with a few simple tweaks to your settings.

  • Change your power saving mode parameters: Most phone’s power saving feature turns on when you have 15 percent battery left. This function can do a lot more than save the last bit of power. Go through Settings > Device maintenance > Battery > Mid > Customize. Here you can play around with your background network usage while in saving mode.
  • Review how much battery each app is using:If you look at your battery settings, you’ll see a breakdown of how much energy each app is using. Warning signs include apps that use 10 percent of your battery over the course of the day and apps that you don’t use(you know, like Bitmoji) that use any battery power at all.
  • Turn off auto-update and auto-sync: There are a lot of background activities that your phone performs automatically, and it could be the reason why you need to recharge half-way through the day. Check if your app stores are set to auto-update by tapping Settings > Auto-update Apps. Make sure to turn on the “Do not auto-update app” toggle. As for auto-syncing, you’ll have to go into each individual app’s settings to make sure they don’t prioritize real-time syncing over battery life.

  • Buy a battery pack: If all else fails, a portable battery pack can help you out in a pinch. You can find sleek, yet powerful, backup batteries that are easy to slip into a back pocket, purse, or bag. Any time you reach critical battery levels, you can plug in and recharge. Some, like Anker’s RAVPower 20100, has the power capacity to charge your Note 8 five times.

A brand new Note 9 may not be in the cards this summer, but that doesn’t mean you’re stuck with a beat-up, underperforming Galaxy. Skip the upgrade cycle and follow these tips. With the right tweaks and accessories, you can reinvigorate your smartphone experience without the price tag of a new flagship.

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Tech

Dual Pixel autofocus technology in Canon DSLR cameras

Living in the innovated world means everything is changed with the passage of time. While knocking the perceived form of innovation, cannon also bring change, like the addition of dual pixel autofocus.

In 2013, 70D was introduced in which dual pixel autofocus is used, but today we are living in 2018, and significantly there is an increase in the accuracy and speed of autofocus pixel. However, there is an addition of Live view mode while you are shooting a video through DSLR camera. You may face difficulties while finding the best DSLR under 50000 rupees in India.

What’s so capable in the new feature?

Recently, the canon comes in competition with another camera which already comes in the marketplace. Currently, the DSLR lineup is offering to experience the live view, means while shooting a video you can check whether it is according to your requirement or need some change.

In the world of DSLR, the rising popularity of DSLR videography shows the valuable response because of autofocus of video mode. When you use it, you will definitely fall in love with the best autofocus feature. However, in India, finding the best DSLR camera in affordable amount is quite a troublesome task. The following are the features that show the capability of using dual pixel autofocus DSLR camera:

  1. It has accurate focus tracking system
  2. Autofocus of video mode
  3. Easily line up
  4. Provide real selling points
  5. Impressively smooth and easy to use
  6. It has the capability of the tap-to-focus touch screen
  7. Manually grab exact focus

Why everybody focuses on choosing the best camera?

It is a fact, every brand and businessman consider the product marketing and for this purpose, you need to choose the DSLR camera with dual pixel autofocus feature. While capturing images and putting into your company’s website or social sites are the reason for attracting people, in short, it is known as powerful objective. This time canon comes with its solid feature. For DSLR videographers or vloggers, the dual pixel autofocus of canon technology provides a solid reason to choose only DSLR camera.

Choose the only skcamera, In case you are finding the best way of buying DSLR camera that comes in your budget. Moreover, the Canon’s new technology offers the perfect option to selling brand’s products. The following are some aspects of using Canon’s new technology:

  • Enable the strong grip
  • Allow best capturing moments
  • Optical viewfinder
  • Live view system while capturing video
  • Quick adjustment setting
  • Classic EOS designs

It has the similarity that can use with an associate of connected with the WI-Fi, likewise it can upgrade with the best level. With the assistance of Canon’s camera, a man can charge their connectivity for Android and iOS. Additionally, you can convey your cell phone as a remote of shooting. With the assistance of internet, you can immediately update the pictures on social sites as well as on web page.

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Tech

4 Ways to Stay Connected When Traveling Abroad

One of the biggest issues you may encounter while traveling abroad is figuring out how to stay online as well as in constant touch with the people you regularly communicate with. Fortunately, with today’s advancements in technology, there has been an increase in the number of available options you can choose from in order to stay connected.

But while this provides travelers with lots of convenient choices, it can still be confusing. The key is to determine which option is the most economical and reliable one.

Whether you are traveling for pleasure or business, here are the best ways you can stay connected while on the go.

1. Subscribe to an international plan

Days before your travel date, you must contact your phone plan provider. Ask if they have a low-cost yet reliable offer that you can use while you are overseas.

Zain Iraq customers, for instance, can get affordable international roaming services if they need to travel out of Iraq. These include air roaming, postpaid or prepaid roaming, roaming with internet access, and Zain maritime roaming service.

Make sure that before investing in any roaming services, you have been fully informed of what is included in the service. This way, you won’t be shocked by a hefty bill once you get home. Also, you must calculate how many minutes or data you will be using during your trip. This will help you choose the best roaming package.

2. Take advantage of free Wi-Fi hotspots

Wi-Fi allows you to have internet access even if your cellular plan has international restrictions. Thus, it is crucial for you to know the free Wi-Fi zones in your country of destination. These may include hotels, dining establishments and public hubs. Though some may require a password, there are establishments that will happily provide it if you ask.

Be aware, though, that some free Wi-Fi hotspots are not 100% safe. If you have any sensitive data in your device, it may be exposed unless you use the connection mindfully.

For further data security, consider installing an app that will help secure all the data on your device. The Kaspersky app is a good example; it offers reliable protection against smartphone hacking and viruses.

3. Buy local SIM cards

If your phone plan provider does not offer affordable international plans, using a local SIM card is a great option. But before buying a local SIM card, make sure that your phone is unlocked.

Take note that SIM cards are available in local cell phone retail stores or at the airport. Though prices vary, it is still one of the cheapest options to stay connected.

If you are visiting Iraq, for instance, Zain offers a visitor’s SIM card. It has local and international offers that will surely fit your needs and is valid for 30 days from the date of activation. If you have fully consumed the free credit, you can easily recharge it in any accredited recharging station.

4. Use a mobile Wi-Fi hotspot

Alternatively, renting or buying a portable Wi-Fi hotspot can be a cost-effective way to have internet access throughout your entire trip. The best thing about this option is that you can connect different users or devices at once.

There are 4G internet devices, which are palm-sized gadgets that can easily fit into your pocket. Depending on the plan you choose, it can offer unlimited Wi-Fi access to up to 17 users or devices that include tablets, smartphones and laptops.

The gadget’s battery life can last for 12- to 16 hours. In fact, this can act as your power bank as well, which stops the “battery empty” notification from becoming a problem.

This is a device you should have if you are traveling in groups. Instead of individually subscribing to international phone plans, you can just choose the best plan for your mobile Wi-Fi device. You will be surprised at how much you and your travel buddies can save!

Smart Travels

Having internet access as you travel these days is more crucial than ever because it allows you to do practically everything while staying connected while on the go.

With the development of many video and messaging apps like WhatsApp, Skype and Facebook Messenger, subscribing to an international plan is no longer your only option. By connecting to a secure Wi-Fi hotspot, you can easily start face-to-face video chats with your loved one or send messages whenever you want to.

No matter what your reason may be for staying connected while traveling, make sure to do it cost-efficiently. If you do not have the luxury of obtaining international plans, consider buying a local SIM card, connecting to secure yet free Wi-Fi hotspots, or investing in a portable Wi-Fi device.

AUTHOR BIO

Al-moottil P Antony is a C-Suite Executive Support Professional for Zain, a leading mobile and data services operator with a commercial footprint in 8 Middle Eastern and African countries.